Choose one authentication method, then replace the credential placeholders,
transaction ID, NIK, and selfie with values for your integration.
Basic Authentication
curl -X POST https://stg-b2b-api.privy.id/api/v1/insights \
-H 'Authorization: Basic <BASE64_USERNAME_PASSWORD>' \
-H 'Merchant-Key: <MERCHANT_KEY>' \
-H "Content-Type: application/json" \
-d '{
"transaction_id": "insights-request-001",
"nik": "3173050101900001",
"selfie": "/9j/4AAQSkZJRgABAQAAAQABAAD...",
"channel": "web"
}'
Bearer HMAC Authentication
curl -X POST https://stg-b2b-api.privy.id/api/v1/insights \
-H 'Authorization: Bearer <ACCESS_TOKEN>' \
-H 'Timestamp: <TIMESTAMP>' \
-H 'Signature: <SIGNATURE>' \
-H "Content-Type: application/json" \
-d '{
"transaction_id": "insights-request-001",
"nik": "3173050101900001",
"selfie": "/9j/4AAQSkZJRgABAQAAAQABAAD...",
"channel": "web"
}'
A successful request returns HTTP 200:
{
"code": 200,
"status": "success",
"client_transaction_id": "insights-request-001",
"data": {
"score": 98
},
"balance": 100,
"transaction_id": "019c1234-5678-7abc-8def-0123456789ab",
"message": "insights successful"
}
The score above is illustrative. Privy does not define a public pass
threshold for this endpoint.
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